Get the most from your health plan. Get 100% coverage by adding Triada GAP+ covering deductibles and coinsurance.
Uses pretax purchase to have a net zero effect on most employee's paychecks. Some employees even add benefits or have a little extra in their pay. Have pretax purchase work for you!
NPS Express Benefits
PPO and HMO option
Gap plan that pays your deductible and coinsurance
Gap+, Health Risk Management Monthly coaching providing claim reimbursement keeping your paycheck intact
Choose Blue Choice Preferred Network
Choose Blue Precision HMONetwork
Plan Choice and Common Reasons
PPO Provides freedom of medical provider choice within a network
HMO Provides rich benefits, must select a Primary Care Doctor and obtain referrals for medical services.
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PPO enrollees only; Triada is many plans in one. It is a GAP supplement covering your deductible and coinsurance at 100%. Triada offers additional insurance like accident, critical illness, and life insurance. Triada is a wellness, health risk management program keeping employees healthy creating the gppd risk that makes many of these benefits have $0 cost per paycheck!
Triada requires a minimum of 5 employees to join to activate the program. The program leverages pre tax purchase and claim reimbursement to provide 100% coverage. See enrollment platform movie below to see how plan works. Ask your employer to offer Triada.
NOTE; TRIADA IS A VOLUNTARY PLAN , EMPLOYEES MAY ELECT BLUE CROSS ONLY. THE GAP PLAN STAND ALONE IS VOLUNTARY IN WHICH THE EMPLOYEE PAYS ADDITIONAL PREMIUM. THE GAP+ PLAN (GAP WITH HEALTH RISK MANAGEMENT) IS ALSO VOLUNTARY.
GAP and GAP+ will cover deductibles and coinsurnace, but NOT COPAYS, GAP+ requires employees to participate In HRM (Health Risk Management) program which provides a claim/reimbursement keeping emloyee's paycheck intact. Most GAP+ employees enjoy 100% coverage at no additional cost.