• When is the last time you used a Garmin GPS, bought a Blue Tooth for the visor of your car, bought a camera, called for a taxi, went to a department store, used a travel agent, used a bank teller and ironically used your 'phone' to call someone rather than text? 

  • The smart phone is much more than a phone, it's a camera, editing with video, a floating map with gps, communicating anywhere in the world via email, text or Skype. You can read a book or watch a movie on your phone. There are as many uses for the 'phone' as there are apps. This technology is constantly growing, changing and finding new uses daily.

  • The smart phone has permanently changed many industries and for healthcare this is just the beginning.  Link below to the most frequent uses for a Smart Phone, using this device as a phone does not make the top 10. 

Market Trends and and Anticipated Changes

Healthcare Evolves as Consumer Centric

  • Concurrent sharing of Information from historically divergent sources will change and improve healthcare benefits and delivery, including enrollment, benefits, claims, fitness, ancillary benefits and financial services, HSA and Retirement Savings.

  • Cyber existence of all facets of health and financial plans, creating a leaner, more powerful wholesome product.

  • Brick & mortar insurance carriers have sluggish execution and excess workforce, leveraging lower cost for New Tech Plans.

  • Consumer-Centric plans engage member, via watch, smart phone or website.  Like Amazon or Uber, it connects directly with the consumer/member sustaining the system on a concurrent, financial, wellness and analytic platform that gathers data/analytics and identifies and addresses risk in the earliest stages.

  • Blue Heart lowers premium today, stabilizes premium tomorrow, improves employee health, improves employee benefits eliminating deductibles and coinsurance and increases access for many via the Cigna PPO network.

©2019 by Blue Heart Health Plans.