A NEW KIND OF HEALTH PLAN
A Plan for Today and a Strategy for Tomorrow.
Blue Heart lowers premium today, stabilizes premium tomorrow, improves employee benefits eliminating deductibles and coinsurance costs, and increases access for many via the Cigna PPO network.
WELCOME TO BLUE HEART HEALTH PLANS
BLUE HEART HEALTH PLANS; 3 PLANS WORKING TOGETHER
High Deductible Comprehensive
Keeps premium low with plans from a $3500 to $7000 Deductibles, reducing employer and employee costs. Increases access for most via the Cigna PPO network.
GAP/FULL SUPPLEMENT PLAN
Turns High Deductible Into Platinum Plan
Voluntary plan that supplements the health plan covering deductibles and coinsurance. Office visits and Rx copays are the only out of pocket expense. Take home pay will remain intact via;
Paycheck pre tax purchase.
Reimbursement of balance of GAP premium monthly via EFT.
Participation in the Population Health/Wellness plan required for full reimbursement.
Participation Covers Cost of GAP Plan
Like the GAP plan, the Population Health plan is voluntary. Routine physicals and reasonable wellness goals may be concurrently tracked via fitbit or just by logging onto to a website. Employees meet goals individually and will have a coach to assist. This integration of all three plans covers almost all out of pocket costs in the health plan and provides the GAP Plan at no cost to the employee participating in the POP/Wellness plan.
Pop Health automates group goals by moving high risk to medium and medium to low, creating healthier employees while stabilizing premium over time.